*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;color:#1d2433;background:#fff;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:#0f2547;text-decoration:none}
a:hover{text-decoration:underline}
.wrap{width:min(1180px,92%);margin:0 auto}
:root{--navy:#0f2547;--navy2:#16325e;--orange:#f26a1b;--ink:#1d2433;--mute:#5b6779;--line:#e3e8ef;--soft:#f5f7fa}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.02em}
h2{font-size:clamp(1.45rem,2.6vw,2.1rem)}
h3{font-size:1.2rem}
p{margin:0 0 1.1em}
.topbar{background:var(--navy);color:#dbe4f0;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding:.5rem 0;flex-wrap:wrap}
.topbar a{color:#fff}
header.site{position:sticky;top:0;z-index:70;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 14px rgba(15,37,71,.06)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0}
.brand{display:flex;align-items:center;gap:.6rem}
.brand img{height:46px;width:auto}
.brand span{display:none}
nav.main>ul{list-style:none;display:flex;gap:.2rem;margin:0;padding:0;align-items:center}
nav.main a,nav.main .dtog{display:block;padding:.6rem .7rem;font-weight:600;font-size:.94rem;color:var(--navy);background:none;border:0;font:inherit;font-weight:600;cursor:pointer}
nav.main a:hover,nav.main .dtog:hover{color:var(--orange);text-decoration:none}
.drop{position:relative}
.drop>ul{display:none;position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 18px 40px rgba(15,37,71,.14);padding:.4rem;list-style:none;margin:0}
.drop.open>ul{display:block}
.drop>ul a{font-weight:500;font-size:.9rem;padding:.5rem .6rem;border-radius:7px}
.drop>ul a:hover{background:var(--soft)}
.callbtn{background:var(--orange);color:#fff !important;padding:.7rem 1.1rem;border-radius:8px;font-weight:700;white-space:nowrap}
.callbtn:hover{background:#d95a0f;text-decoration:none}
.ghost{border:2px solid var(--navy);color:var(--navy) !important;padding:.62rem 1.05rem;border-radius:8px;font-weight:700}
.ghost:hover{background:var(--navy);color:#fff !important;text-decoration:none}
.hamb{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:.5rem .65rem;cursor:pointer;font-size:1.2rem}
.mobile{display:none;border-top:1px solid var(--line);background:#fff;max-height:78vh;overflow:auto}
.mobile.open{display:block}
.mobile ul{list-style:none;margin:0;padding:.5rem 0}
.mobile li a{display:block;padding:.7rem 4%;font-weight:600;border-bottom:1px solid var(--soft)}
.mobile details ul a{padding-left:8%;font-weight:500}
.mobile summary{padding:.7rem 4%;font-weight:600;cursor:pointer;border-bottom:1px solid var(--soft)}
.hero{background:linear-gradient(rgba(10,24,48,.78),rgba(10,24,48,.72)),url('/assets/hero.jpg') center/cover;color:#fff;padding:clamp(3rem,7vw,5.5rem) 0}
.hero h1,.hero h2{color:#fff}
.hero p{color:#dfe7f2;font-size:1.1rem;max-width:62ch}
.eyebrow{display:inline-block;background:rgba(242,106,27,.2);border:1px solid var(--orange);color:#ffd2b3;padding:.3rem .8rem;border-radius:999px;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:1rem}
.ctarow{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.4rem}
.btn{display:inline-block;padding:.9rem 1.5rem;border-radius:9px;font-weight:700}
.btn-o{background:var(--orange);color:#fff}
.btn-o:hover{background:#d95a0f;text-decoration:none}
.btn-w{background:#fff;color:var(--navy)}
.btn-w:hover{background:#eef2f7;text-decoration:none}
.btn-n{background:var(--navy);color:#fff}
.btn-n:hover{background:var(--navy2);text-decoration:none}
section{padding:clamp(2.4rem,5vw,4rem) 0}
.soft{background:var(--soft)}
.grid{display:grid;gap:1.2rem}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(270px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(215px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.4rem;box-shadow:0 2px 10px rgba(15,37,71,.04)}
.card h3{margin-bottom:.4rem}
.card p{color:var(--mute);margin-bottom:.6rem;font-size:.96rem}
.card .more{font-weight:700;color:var(--orange)}
.stat{text-align:center}
.stat b{display:block;font-size:2rem;color:var(--orange)}
.lead{font-size:1.12rem;color:var(--mute)}
ul.check{list-style:none;padding:0;margin:0 0 1.2rem}
ul.check li{padding-left:1.7rem;position:relative;margin-bottom:.55rem}
ul.check li::before{content:"\2713";position:absolute;left:0;color:var(--orange);font-weight:800}
.band{background:var(--navy);color:#fff;text-align:center}
.band h2{color:#fff}
.band p{color:#cdd9e9;max-width:60ch;margin-inline:auto}
.crumbs{font-size:.85rem;color:var(--mute);padding:.9rem 0}
.crumbs a{color:var(--mute)}
footer.site{background:#0b1c36;color:#b9c6d9;padding:2rem 0 1rem;font-size:.9rem}
footer.site h4{color:#fff;font-size:1rem;margin-bottom:.55rem}
footer.site a{color:#b9c6d9}
footer.site a:hover{color:#fff}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:.25rem}
.fbot{border-top:1px solid #1d3157;margin-top:1.25rem;padding-top:.85rem;display:flex;justify-content:space-between;gap:.75rem;flex-wrap:wrap;font-size:.82rem}
form.quote{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.5rem}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.3rem}
input,select,textarea{width:100%;padding:.7rem .8rem;border:1px solid var(--line);border-radius:8px;font:inherit;margin-bottom:.9rem;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--orange);border-color:var(--orange)}
button.submit{background:var(--orange);color:#fff;border:0;padding:.9rem 1.6rem;border-radius:9px;font-weight:700;font-size:1rem;cursor:pointer;width:100%}
button.submit:hover{background:#d95a0f}
.note{font-size:.85rem;color:var(--mute)}
.ok{display:none;background:#e7f6ec;border:1px solid #9bd3ae;color:#18613a;padding:.8rem;border-radius:8px;margin-bottom:1rem}
.faq{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:.7rem;padding:.2rem 1rem}
.faq summary{cursor:pointer;font-weight:700;padding:.85rem 0;color:var(--navy)}
.faq p{color:var(--mute);margin:0 0 1rem}
.quote-card{background:#fff;border-left:4px solid var(--orange);border-radius:12px;padding:1.3rem;box-shadow:0 2px 10px rgba(15,37,71,.05)}
.quote-card p{font-style:italic;color:var(--ink)}
.quote-card b{color:var(--navy)}
.imgbox{border-radius:14px;overflow:hidden;box-shadow:0 10px 30px rgba(15,37,71,.12)}
.sitemapcols{columns:2;column-gap:2rem}
@media(max-width:940px){nav.main,.hdr .ghost{display:none}.hamb{display:block}.brand img{height:40px}.sitemapcols{columns:1}}

/* Targeted header and footer layout corrections */
.brand{min-width:0;flex:0 1 255px;align-items:center;gap:.65rem}
.brand img{flex:0 0 auto}
.brand span{display:block;max-width:160px;color:var(--navy);font-size:.78rem;font-weight:800;line-height:1.18;white-space:normal}
.footer-grid{display:grid;grid-template-columns:minmax(245px,1.45fr) repeat(3,minmax(135px,1fr));gap:clamp(1rem,2.25vw,2.2rem);align-items:start}
.footer-grid>div{min-width:0}
.footer-logo{width:135px;height:auto;margin-bottom:.2rem}
.footer-brand-name{display:block;color:#fff;font-size:.96rem;font-weight:800;line-height:1.2;margin-bottom:.5rem}
.footer-brand p{margin-bottom:.5rem;line-height:1.5}
.footer-contact{display:grid;gap:.08rem;font-style:normal;line-height:1.5;overflow-wrap:anywhere}
.footer-contact strong{color:#fff}
.footer-all{margin-top:.45rem}
.footer-all a{color:#fff;font-weight:700}
.legal{display:flex;align-items:center;gap:.55rem;flex-wrap:wrap}
.legal i{color:#60708b;font-style:normal}
@media(max-width:1120px){nav.main{display:none}.hamb{display:block}}
@media(max-width:900px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem 2rem}}
@media(max-width:560px){.topbar .wrap{justify-content:center;text-align:center}.hdr{gap:.55rem}.brand{flex-basis:auto;gap:.45rem}.brand img{height:34px}.brand span{max-width:126px;font-size:.64rem}.callbtn{padding:.58rem .72rem;font-size:.78rem}.hamb{padding:.4rem .55rem}footer.site{padding:1.5rem 0 .9rem}.footer-grid{grid-template-columns:1fr;gap:1rem}.footer-logo{width:125px}.footer-brand-name{font-size:.92rem}.footer-brand p{margin-bottom:.4rem}.fbot{margin-top:1rem;padding-top:.75rem}.legal{gap:.35rem .5rem}}
@media(max-width:560px){.card a{overflow-wrap:anywhere}}